Disclaimer : KIQ have taken effort to ensure the accuracy and correctness of the calculators provided under this section. However we do not represent or warrant the truth, accuracy, completeness and correctness of the same. We accept no liability for loss or damage suffered or incurred by you or anyone/person as a result of your reliance on the said calculator or howsoever arising from the use of the information or material presented herein. This calculator is intended on general information and not to be taken as legal advice in any way.